Contactless is booming and people are eager to spend this Christmas. What role could technology play in making sure we don’t tip into the red? I hope that, by now, you will have exhausted your Christmas budget in good time. If you’re like me, you started shopping back in October (I like to be prepared).

Technology is often seen as the elite tool for tech-savvy people, but financial inclusion is underpinned by technology. And the field is more fertile than ever.  For the computer-literate armed with smartphones, financial services are right there at our fingertips. For those without the means to access mobile-only banking and online bill payment services, life

Clean air funding programmes combined with software technology will play a big role in our fight against climate change, and it needs to be smooth to encourage people to get onboard. It should come as no surprise to most people that air pollution is a bad thing. If you’re young or old, it’s particularly nasty.

Big banks adopted savings goals, among other digital services, to attract digital-savvy customers. Perhaps building societies have the tools to do it even better for members. Savings goals are fun. I remember not having them, so the novelty may take some time to wear off. My current goals are Christmas and moving house, and it

Digital transformation takes a variety of people, personalities and behavioural nudges to make it happen. Mala Balakrishnan and Shankar Sundarrajan wrote a blog post called ‘What Sparks Joy for You?’, which considers the application of Marie Kondo’s tidying concept to complex banking transformation. I fell into the spirit of Konmari in 2019 after watching Marie

We often blame technology for the foibles of life, but human behaviour is behind every chip and pin. We use technology to augment our everyday lives. How well we let technology into our lives depends largely on simple human behaviour. On the one hand, many of us fear technology, while on the other we embrace

Undoubtedly, a digitally focused collections strategy has increased the likelihood of customer repayment, whilst decreasing reliance on more costly traditional methods and easing regulatory pressures.

As we look deeper into the role of an executive sponsor, here we are discussing seven significant responsibilities of an executive sponsor in digital culture.

“Can we unlearn the damaging approach to such projects that have too much scope, too much complexity and are designed by too many cooks?”